Modernizing Kenyan Chamas

Tunza Chama
Protects Every Shilling.

Managing a Chama shouldn't feel like a second job. Move your group from dusty manual ledgers to a secure digital home where transparency builds lasting wealth.

500+ Active Chamas
End-to-End Encryption

Recent Contribution

KES 5,000.00Verified

Group Savings

Trust is Digital.

One Wallet.
Total Financial Clarity.

Gone are the days of sending multiple M-Pesa messages for contributions, loans, and fines. With the Main Member Wallet, you fund one account, and the system handles the rest.

One-Click Contributions

Top up your main wallet and distribute funds to group projects instantly.

Loan & Fine Management

Outstanding balances are visible in one view. Pay back loans without separate references.

Auto-Reconciliation

The treasurer sees one entry per member, making reconciliation 10x faster.

Main Wallet Balance

KES 14,250.00

Pending Obligations

Savings
Monthly Contribution
KES 2,000
Loan
Emergency Loan Repayment
KES 5,500
Fine
Late Meeting Fine
KES 200
Clear All Dues
✓ Auto-Reconciled for Treasurer
9:41 AM

Recent Notifications

Payment Verified

KES 2,500 received for Welfare Fund. Ref: ZP987X

From the Chairman

Fellowship moved to Tuesday at 6 PM. See you there!

Reminder: RI Dues

3 days remaining to settle your Semi-Annual dues.

Real-Time Connectivity

A community that
stays in the loop.

Eliminate the chaos of unread emails and missed WhatsApp chats. Tunza delivers the right information at the right time, ensuring every member feels accountable and informed.

Instant Payment Proof

Automated

The moment an M-Pesa or bank payment is made, the member receives a digital receipt. No more asking 'did you receive my money?'

Chairman’s Desk

Official

Broadcast official announcements, project updates, or meeting minutes directly to every member’s phone. A single source of truth.

Smart Reminders

Actionable

Automated prompts for upcoming dues or fellowship deadlines. The system handles the 'nudge' so officials don't have to.

Flexible Payment Solutions

Manual Entry01

Keep your current workflow with less effort. Make one entry and the rest is auto-calculated instantly.

Best for cash-heavy groups.

Bring Your Own Paybill02

Integrate your existing M-Pesa Paybill into Tunza to automate collections for your groups.

Maximum flexibility for members, less work for officials.

Tunza Paybill03

Fully automated and ready to go. Tunza receives collections and transfers the pool to your group bank account.

Zero setup, complete peace of mind.

Tunza Alert • Just Now

Payment Verified!

Your KES 2,000 monthly contribution has been reconciled for April.

Tunza • 2h ago

Login Detected

New login to your member portal. View your history 24/7.

Fraud Prevention

Every transaction is timestamped and visible to all based on your group's unique rules.

Transparency in
Real-Time.

Trust is the currency of any successful Chama. Tunza ensures that no member is ever left in the dark. From the moment you pay, the system works to keep you informed and your funds secure.

Instant Digital Receipts

Receive an automated notification explaining exactly what your payment was for—contributions, loans, or fines.

Private Member Portal

Log in anytime to see your personal financial history, group standings, and pending dues without calling the treasurer.

Custom Group Rules

Access is governed by your group's constitution. You see what you're meant to see, exactly how the group decided.

Infrastructure Integrity

Built on Trust & Security.

In the digital era, trust is the only currency that matters. Tunza replaces vulnerable spreadsheets and lost notebooks with a security-first platform, making finances safer for every member.

Bank-Level Security

Your data is protected with AES-256 encryption and secure infrastructure, matching the standards used by global financial institutions.

Active Protection

Secure Cloud Backups

All records are safely stored and mirrored across multiple servers. Your group's financial history is preserved forever.

Active Protection

Controlled & Compliant Access

Role-based permissions ensure sensitive data is only seen by authorized officials, fully aligned with ODPC regulations.

Active Protection

Data Sovereignty & Compliance

We strictly adhere to the Office of the Data Protection Commissioner (ODPC) guidelines to ensure your community's privacy is never compromised.

ISO Standards
ODPC Registered
Stress-Free Transition

We handle the setup.
You lead your group.

We understand that the hardest part is getting started. That’s why we walk with you—migrating your data so you can start enjoying automated reporting from your very next meeting.

Dedicated Support

A real human—an onboarding specialist—will be assigned to your group until you are fully live.

Begin Your Onboarding

Guided Data Migration

Our team works with your Secretary or Treasurer to import your existing member lists, historical records, and ledgers from spreadsheets or physical books.

Tailored Setup

We configure your specific funds (Admin, Welfare, Investment) and M-Pesa integrations so the system fits your unique workflow from day one.

Dedicated Training

We don't just give you a login. We host a training session for your officials to ensure everyone is confident and ready for the next fellowship or meeting.

Go Live in 48 Hours