Professionalize Your
Lending Business.
Stop tracking loans on spreadsheets. Tunza provides the core engine to automate repayments, calculate complex interest, and chase defaults so you can focus on scaling your capital.
Portfolio Overview
Total Out
KES 1.2M
Repayment Rate
94.2%
Upcoming Repayments
KES 12,500
Today
KES 8,000
Pending
"Hi David, your loan repayment of KES 12,500 is due..."
Loan Logic Configuration
Auto-Apply Late Fees
Apply KES 200 after 24hrs grace period
Interest Calculation Method
"Dear [Member], your loan repayment of KES [Amount] is due today. Avoid a late penalty of KES 500 by paying now via Paybill 40XXXX."
Reduce Defaults with
Intelligent Logic.
Managing 10 loans is easy. Managing 1,000 is impossible without automation. Tunza acts as your 24/7 collections officer, ensuring interest is accurate and late payers are reminded instantly.
Smart Interest Engine
Support for Flat Rate, Reducing Balance, or custom Daily Interest. Set it once and let Tunza handle the math.
Automated Late Penalties
Automatically apply fines or increased interest the moment a loan becomes overdue based on your specific grace periods.
Relentless Follow-ups
Our 'Nudge' system sends automated SMS and WhatsApp reminders 3 days before, on the day, and every day after a missed payment.
Flexible Payment Solutions
Keep your current workflow with less effort. Make one entry and the rest is auto-calculated instantly.
★Best for cash-heavy groups.
Integrate your existing M-Pesa Paybill into Tunza to automate collections for your groups.
★Maximum flexibility for members, less work for officials.
Fully automated and ready to go. Tunza receives collections and transfers the pool to your group bank account.
★Zero setup, complete peace of mind.
Built on Trust & Security.
In the digital era, trust is the only currency that matters. Tunza replaces vulnerable spreadsheets and lost notebooks with a security-first platform, making finances safer for every member.
Bank-Level Security
Your data is protected with AES-256 encryption and secure infrastructure, matching the standards used by global financial institutions.
Secure Cloud Backups
All records are safely stored and mirrored across multiple servers. Your group's financial history is preserved forever.
Controlled & Compliant Access
Role-based permissions ensure sensitive data is only seen by authorized officials, fully aligned with ODPC regulations.
Data Sovereignty & Compliance
We strictly adhere to the Office of the Data Protection Commissioner (ODPC) guidelines to ensure your community's privacy is never compromised.
We handle the setup.
You lead your group.
We understand that the hardest part is getting started. That’s why we walk with you—migrating your data so you can start enjoying automated reporting from your very next meeting.
Dedicated Support
A real human—an onboarding specialist—will be assigned to your group until you are fully live.
Guided Data Migration
Our team works with your Secretary or Treasurer to import your existing member lists, historical records, and ledgers from spreadsheets or physical books.
Tailored Setup
We configure your specific funds (Admin, Welfare, Investment) and M-Pesa integrations so the system fits your unique workflow from day one.
Dedicated Training
We don't just give you a login. We host a training session for your officials to ensure everyone is confident and ready for the next fellowship or meeting.